Millennial Millionaire

Millennial Millionaire Ep. 79 - Peter Wishnie

In this episode, we sit down with Dr. Peter Wishnie—a bestselling author, speaker, and coach for medical professionals—to explore his journey from running a successful podiatry practice to coaching doctors on how to build thriving, sustainable businesses. He unpacks lessons on leadership, burnout, team-building, mindset, and the systems that helped him scale and eventually sell his practice. Dr. Wishnie also shares practical insights on balancing ambition with well-being, how childhood shapes leadership, and the role of visualization in achieving business goals. This is a masterclass in turning professional experience into entrepreneurial freedom.
⏱️ Chapter Markers:
00:00 – Welcome & Introduction to Dr. Peter Wishnie
00:45 – From Podiatrist to Business Coach: His Career Pivot
02:20 – Why He Left Practice and Embraced Entrepreneurship
04:00 – Risk vs. Security for Medical Professionals
06:00 – Understanding Burnout and How to Avoid It
07:30 – Why Systems Are Crucial for Scaling a Business
09:00 – Leadership: The Missing Ingredient in Medical Training
11:00 – Childhood Lessons That Shaped His Leadership Style
14:00 – Are Good People Hired or Trained?
15:00 – Cultivating Culture Without Causing Burnout
18:00 – Millennials, Motivation, and Modern Management
20:00 – Communication: The Core of Every Conflict and Solution
21:50 – Risk as a Path to Growth
23:00 – Visualization, the Subconscious Mind & Vision Boards
26:00 – Reprogramming Your Mind for Success
28:00 – The Double-Edged Sword of Social Media
30:30 – The Power of Systems: From Front Desk to Exit Strategy
33:00 – How He Sold His Practice to Private Equity
36:00 – Wealth Creation Principles Every Entrepreneur Should Know
38:30 – Translating Practice Success to Digital Coaching
41:00 – Why Some Coaching Clients Win and Others Don’t
45:00 – Advice to His 20-Year-Old Self
47:00 – Connect with Dr. Peter Wishnie
Connect with Dr. Wishnie:
https://www.peterwishnie.com/
https://www.instagram.com/coach_peterwishnie/
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Millennial Millionaire Ep. 78 - Christian Osgood

In this episode, host Stephen sits down with Christian Osgood, the founder of Multifamily Strategy, who scaled from a couple of duplexes to over 300 rental units using creative finance and relationship-driven deal flow.
Christian shares how he went from a traditional W-2 sales career to full-time investor, how he structured deals with no money down, and the real truths about passive income, cash flow, and building long-term wealth through real estate.
Whether you’re a new investor, a business owner with capital, or someone looking to escape the 9-to-5, this is a must-listen.
Key Topics Covered:
Creative finance simplified
Why finding deals matters more than having capital
How to buy big buildings with little money
Building a business that serves your lifestyle
Myths about passive income and financial freedom
Timestamps:
00:00 – Intro & Meet Christian Osgood02:30 – From duplexes to 300+ units06:20 – What is creative finance (really)?10:00 – The deal-debt-equity formula14:15 – Structuring a $2M seller finance deal18:30 – Building deal flow through conversations22:40 – Start fast, fix later: Ready-fire-aim strategy27:00 – Why group coaching leads to more deals30:45 – What “passive income” actually looks like34:00 – $50K/mo portfolio: How much is Christian’s?38:10 – Growing wealth through real estate42:00 – Property management + scaling systems45:00 – Smart expansion vs messy growth48:15 – Your first deal will cost you (and that’s okay)51:00 – Starting from one house: Step-by-step54:30 – Christian’s advice to his younger self
Connect with Christian:www.multifamilystrategy.com
Follow the show for weekly interviews with top entrepreneurs, real estate investors, and creators.

Millennial Millionaire Ep. 77 - Michael Gutschmidt

In this powerhouse episode of Modern Motion, host Steven sits down with longtime friend, Marine Corps veteran, and solar powerhouse Michael Gutschmidt to unpack what it really takes to go from humble beginnings to building a multi-million-dollar life.
Raised in rural Iowa, Michael’s journey took him from working cornfields to fighting in the Marine Corps, then diving headfirst into network marketing and eventually discovering his ultimate vehicle: the solar industry.
Over nearly a decade, Michael has built a reputation for relentless discipline, unwavering values, and leading from the front. In this episode, he shares his insights on:
How direct sales transformed his life
Why ego and comfort destroy more dreams than failure
The role of physical discipline in shaping business success
What it means to serve under great leadership vs. chasing status
The future of solar and the uncommon mindset required to win
Detaching your identity from outcomes and finding deeper fulfillment
This isn’t a fluff piece. It’s raw, real, and deeply tactical. Whether you’re an entrepreneur, team leader, or just someone on the grind — Michael delivers clarity, purpose, and a battle plan for long-term success.
⏱️ Timestamps
00:00 – Welcome + Intro to Michael Gutschmidt02:00 – From small town Iowa to the Marine Corps to millionaire05:15 – Discovering entrepreneurship through network marketing09:00 – Why most people fail (and how ego kills growth)13:45 – Duplication, leadership, and building real leverage17:20 – Sacrifice vs. chasing comfort21:10 – Excellence, discipline & why fitness matters26:30 – Building success: vehicle, mindset, and hard truth30:45 – The solar opportunity: Where the market’s really headed35:00 – What it actually takes to build wealth39:20 – Detaching self-worth from accomplishments42:10 – Fitness, sleep, and energy: the trifecta45:05 – Why Sunder is built different47:30 – If I could talk to my younger self…
 
🔥 If you’re building something — this episode is your blueprint.
👍 Like the video to support the channel💬 Drop a comment with your biggest mindset shift or takeaway🔔 Subscribe for more unfiltered convos from entrepreneurs in motion📲 Share this with a team member or leader who needs to hear it
🌐 Learn more or join the team: SunderEnergy.com
 
#MichaelGutschmidt #ModernMotion #SolarIndustry #EntrepreneurJourney #DisciplineEqualsFreedom #Leadership #DirectSales #WarriorMindset #FitnessAndFinance #SuccessBlueprint #MillennialMillionaire

Millennial Millionaire Ep. 76 - Chad Peterson

In this raw, unfiltered episode, we're joined by Chad Peterson, the #1 business broker in the country and founder of Peterson Acquisitions.
Chad drops serious game on how to build wealth by buying businesses, leveraging debt, and cutting through the noise most people believe about money, real estate, and retirement.
He breaks down:
Why 401(k)s and IRAs are traps
How the SBA will fund up to $5M for you to buy a business
The truth about side hustles, "legacy," and chasing passion
How to avoid the financial killers of divorce and lawsuits
And why most men (and entrepreneurs) are lying to themselves
This is the episode they won’t play in business school. It’s blunt, controversial, and incredibly valuable.
⏱️ Timestamps
00:00 – Welcome + Chad Peterson Intro01:15 – What is a business broker, really?03:20 – Why real estate isn't the golden ticket06:00 – The SBA loan secret (up to $5M!)09:10 – Why 401(k)s, IRAs & Wall Street won’t build wealth12:30 – Can the average person buy a business?15:05 – Passion cycle: Obsession → Boredom → Burnout18:20 – When should you sell your business?21:10 – Should you buy a biz you’re not passionate about?24:00 – Millennials, mindset, and the problem with chasing27:15 – Decide → Commit → Execute (stop flipping strategies)30:25 – The “Be, Do, Have” success model33:40 – The myth of multiple income streams36:30 – Side hustles = multiple problems39:10 – Why mastery is the rarest flex42:00 – The “work hard vs work smart” conversation44:45 – Chad’s 3-step formula to wealth47:00 – The truth about debt (good vs bad)50:10 – How to protect your wealth (prenups, trusts & lawsuits)54:00 – Why men are lost (and how society helped)58:20 – Masculinity, mentorship & the downfall of integrity1:01:00 – Final thoughts: Do the hard thing — and do it well
📢 Call to Action
🔥 This one was WILD — but real.
👍 Like this episode if Chad made you rethink something💬 Leave a comment with the biggest truth bomb that hit you🔔 Subscribe for more no-BS convos every week📲 Share this with someone who needs a wake-up call
🔖 Hashtags#ChadPeterson #BusinessBuying #BuildWealth #ModernMotion #Entrepreneurship #SmallBusinessInvesting #SBA #FinancialFreedom #RealTalk #MasculinityInCrisis #QuantumStackInvesting

Millennial Millionaire Ep. 75 - 9 Unstoppable Habits

Welcome to another solo episode with Steven Cohen!As we step into Q2 of 2025, Stephen dives deep into the 9 essential modalities every entrepreneur, sales professional, and self-starter needs to master. This is the real blueprint—from mindset to money—to thrive in direct sales and performance-based business. Whether you're just getting started or scaling fast, this episode is packed with actionable insights, raw truths, and high-performance habits to level up your business and your life.
🔥 Topics include:
Why “being ready” is a lieThe myth of overnight successSales, recruiting, and public speaking as survival skillsEmotional intelligence vs. perfectionismHow to buy back your time through systems, teams, and mindset shifts📌 Subscribe and hit the 🔔 to stay locked in with weekly drops that move the needle.
⏱️ Timestamps00:00 - Intro: The Season Shift into Spring02:00 - Why “Being Ready” Is a Lie03:30 - Modality #1: Mastering Sales (Even If You're Shy)07:00 - Modality #2: Recruiting Without the Sleaze10:30 - Modality #3: Why Adversity Is Your Advantage14:00 - Modality #4: Personal Development as the Ultimate Lever18:40 - Modality #5: Public Speaking Is the Superpower22:00 - Modality #6: Emotional Intelligence beats Intelligence Quotient26:00 - Modality #7: Leadership Is a Daily Practice30:00 - Modality #8: Time Management and the 80/20 Trap35:00 - Modality #9: Financial Literacy and the Money Mindset Shift39:20 - Final Thoughts + Next Steps

Millennial Millionaire Ep. 74 - Ginger King

In this powerful episode of the Millennial Millionaire podcast, host Steven Cohen sits down with Ginger King — award-winning cosmetic chemist, founder of Grace Kingdom Beauty, and certified business coach.
Ginger shares her inspiring journey from being an immigrant with a passion for makeup to launching a thriving consulting business that empowers beauty entrepreneurs around the world. Her story is filled with lessons in persistence, adaptability, and the true spirit of entrepreneurship.
She also discusses how watching Shark Tank sparked her business dreams, how she connected with industry legends like Daymond John through “professional stalking,” and what mindset shifts are necessary to break through limiting beliefs and scale with purpose. From brand-building to self-discipline, this episode is a blueprint for success.
Timestamps:00:00 – Introduction to Ginger King00:50 – How Shark Tank inspired her entrepreneurial path02:55 – Becoming friends with the Sharks & professional “stalking”04:20 – Why showing up is rule #1 of success06:00 – How to bring value to high-level mentors08:50 – Ginger’s journey into beauty & influence from her mom11:30 – Turning rejection into opportunity13:00 – Balancing passion and parental expectations15:00 – Becoming the only certified coach + chemist in her space18:45 – Knowing every part of your business21:00 – Sales, communication & language mastery23:15 – Scaling tips & moneymaking activity focus26:10 – Reconnecting with your "why"28:00 – Hiring quality people starts with YOU30:00 – Entrepreneurial downsides & client expectations32:45 – Consulting vs. launching your own brand35:20 – Why some coaching clients succeed & others don’t38:10 – Rewiring your mindset and choosing the right mentors41:00 – Obsession vs. balance: What it really takes44:00 – Empowering women in business47:00 – Studying, modeling, and scaling success50:00 – Ginger’s #1 advice to her younger self
Connect with Us:🎙 Host – Steven CohenInstagram: @stevencohenTikTok: @stevencohenmm
💄 Guest – Ginger KingInstagram: @gingerkingofficialLinkedIn: Ginger KingWebsite: www.GraceKingdomBeauty.com

Millennial Millionaire Ep. 73 - Edmund Bayard

In this episode of The Millennial Millionaire Podcast, host Steven Cohen sits down with Edmund Bayard, the founder of Cumquat Energy & Cumquat Solaire, and one of the most polarizing leaders in the solar industry. From being broke at 30 to making millions in solar, Edmund shares his unfiltered journey of entrepreneurship, branding, and personal transformation.
🔥 Topics Covered in This Episode:
✔️ How Edmund went from couch surfing to flying private
✔️ The power of branding (Why branding beats sales 7 days a week)
✔️ The truth about success (why most people stay stuck)
✔️ Why belief is everything & how to cultivate it 🚀
✔️ How to make millions in sales with attraction marketing
✔️ The mindset shift that separates winners from quitters
✔️ The importance of cash flow & wealth-building strategies
✔️ Lifestyle, high energy & health hacks for peak performance
✔️ The reality of social media (how to use it for success)
✔️ How to network with billionaires & get in the right rooms
Edmund’s story is a masterclass in perseverance, mindset, and execution. If you’re looking to level up your career, brand, and wealth, this is the episode for you! 🔥
Timestamp:
00:00 - Intro: Welcome to The Millennial Millionaire Podcast
00:29 - Meet Edmund Bayard: From Couch Surfing to Ferrari Surfing
01:17 - How Edmund Got Started in Solar (And Why He Stuck With It)
02:40 - The Power of Network Marketing & Entrepreneurship
05:25 - Personal Development vs. Productive Action
07:50 - Branding vs. Sales: Why Branding is King
10:45 - How Edmund Built His Personal Brand & Leveraged Social Media
14:20 - Why Most People Never Succeed in Business
16:57 - The Belief Factor: How to Cultivate an Unstoppable Mindset
22:34 - Success Comes Down to References & Surroundings
26:50 - Why Gratitude & Vision Are the Key to Longevity
31:15 - How Edmund Maintains High Energy & Peak Performance
35:10 - Money Mindset: Spending, Earning & Investing the Right Way
40:42 - The Power of Networking & Getting in the Right Rooms
45:18 - The Real Truth About Building Wealth & Passive Income
50:30 - How to Balance Lifestyle, Success & Personal Growth
55:45 - Edmund’s Advice to His Younger Self (And What He’d Do Differently)
01:02:00 - Final Words & Where to Connect
🔔 Make sure to LIKE, COMMENT, and SUBSCRIBE for more high-value conversations with top entrepreneurs!
📲 Follow Edmund Bayard on Instagram: @EdmundBayard

Millennial Millionaire Ep. 72 - Bryce Matheson

In this episode of The Millennial Millionaire Podcast, host Steven Cohen sits down with serial entrepreneur and real estate investor Bryce Matheson, who has built and exited multiple successful businesses, scaled a multi-million dollar real estate portfolio, and now dominates the private and hard money lending space. Bryce shares his unique perspective on real estate investing, wealth building, and financial independence, challenging the traditional mindset on rentals and passive income. He talks about why he sold his entire rental portfolio, how to leverage debt smartly, and what most people get wrong about money and entrepreneurship. If you're looking to level up your financial game, this episode is a must-watch!
🎯🔥 🔹 Topics Covered in This Episode:
✔️ Why entrepreneurship is NOT for everyone
✔️ How Bryce built multiple successful businesses
✔️ The truth about rental properties (why he sold everything!)
✔️ Debt & leverage: The smart way to use it 💰
✔️ Why most people stay broke and how to break free 🚀
✔️ Mindset shifts that separate winners from losers
✔️ How to build wealth without traditional real estate
 
🔔 Make sure to LIKE, COMMENT, and SUBSCRIBE for more high-value conversations with top entrepreneurs!
Timestamps:
00:00 - Intro: Welcome to The Millennial Millionaire Podcast
00:28 - Meet Bryce Matheson: Entrepreneur & Real Estate Investor
01:17 - Why Entrepreneurship Isn’t for Everyone
02:46 - What Makes a Successful Entrepreneur?
06:27 - Why Most People Stay Stuck Financially
10:18 - Bryce’s First Steps in Real Estate Investing
12:32 - The Lightbulb Moment That Changed His Life
15:14 - Why He Stopped Buying Rentals & Sold His Portfolio
18:58 - The Difference Between Active & Passive Income
22:22 - The Biggest Myths About Real Estate Investing
26:50 - What Millennials NEED to Know About Money
32:30 - Bryce’s Unique Approach to Lending & Investing
38:09 - The Truth About Debt & Financial Freedom 4
2:43 - How to Avoid Financial Mistakes That Keep You Poor
47:36 - What Bryce Would Tell His Younger Self
50:12 - The One Mindset Shift That Changes Everything
54:46 - Where to Connect with Bryce
📲 Follow Bryce Matheson on Instagram: @BryceMatheson

Millennial Millionaire Ep. 71 - Oren Nell

In this episode of The Millennial Millionaire Podcast, host Steven Cohen sits down with Oren, a back-to-back Double Golden Door Award Winner and EcoShield owner, who has built a $20M+ revenue-generating sales organization. 🌟 Oren shares his journey from college dropout to direct sales powerhouse, breaking down the mindset, habits, and disciplines that set the top 1% apart from the rest. He talks about the importance of mentorship, building confidence, developing discipline, and sustaining long-term success in a commission-based career. If you're an entrepreneur, in sales, or just looking to level up, this is a must-watch episode!
📈 🔹 Topics Covered in This Episode:
✔️ How Oren went from making $16K to multiple six figures
✔️ The power of discipline over motivation
✔️ Why routine and preparation separate the elite from the average
✔️ How to avoid complacency and financial mistakes
✔️ Building a winning culture and leadership skills
✔️ The mindset shift that helped Oren break through limits
✔️ Investing and financial literacy for young high-income earners
🔔 Make sure to LIKE, COMMENT, and SUBSCRIBE for more high-value conversations with top performers!
Timestamps:
00:00 - Intro: Welcome to The Millennial Millionaire Podcast
00:28 - Meet Oren: Back-to-Back Golden Door Winner
01:09 - Dropping Out of College & Entering Sales
02:26 - Is College a Waste of Time?
03:50 - The Importance of Starting Early
05:40 - Oren’s Journey into Direct Sales
07:34 - Why Most People Fail in Sales
10:20 - How Your Circle Affects Your Success
12:22 - The Decision That Changed Everything
14:14 - The Work Ethic Behind a $20M Business
18:11 - Why Some People Get Stuck Financially
22:16 - The Power of Discipline Over Motivation
26:21 - How to Build Unshakable Confidence
29:30 - Creating a Winning Culture in Sales
35:33 - The #1 Mistake Leaders Make 41:58 - Why Consistency Beats Intensity
50:12 - Staying Focused in a World Full of Distractions
56:04 - The Biggest Financial Mistakes Young Earners Make
59:25 - Final Advice for the Next Generation
1:01:45 - Where to Connect with Oren
📲 Follow Oren on Instagram: @Cornell

Millennial Millionaire Ep. 70 - Eric Nielsen

In this episode of the Millennial Millionaire Podcast, we sit down with Eric Nielsen , co-founder and President of Sales at Sunder Energy. With over 17 years in direct sales, Eric shares his entrepreneurial journey, the lessons he's learned from mentors, and the challenges and rewards of building a multi-million dollar company in the solar industry.
🔥 Topics Covered in This Episode:
✔️ The entrepreneurial mindset: Taking risks and handling stress
✔️ Lessons from mentors and building a strong network
✔️ Why most people never build wealth despite earning high commissions
✔️ The real future of solar and where the industry is headed in 2025
✔️ How door-to-door sales is the best crash course for entrepreneurship
✔️ The key habits of top performers and how to stay motivated
🎯 Whether you're a sales professional, an entrepreneur, or someone looking to break into high-income opportunities, this episode is PACKED with game-changing insights you don’t want to miss! 
📩 Want to join Sunder Energy?
DM Stephen Cohen or visit join_sunder.com 
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